Important things to consider before investing in Naramata BC real estate


Are you planning on investing in Naramata BC real estate? If so, there are a few important things to consider before making the final decision.

naramata bc real estate

Credit Score

You credit score is one of the most important things when it comes to buying real estate, as it will determine the interest rate you’re eligible for when applying for a mortgage. Make sure to check your credit score before applying as you only want to do this when your score is high. If you apply and are approved with a lower score, you may end up paying much more in interest rates.

Determine your Goals

Everyone has different goals and idea when it comes to buying houses. Some may be looking for something more private away from town, others may want to live right in the heart of it all, and others may be looking for commercial property. So make sure you determine what those goals are before purchasing, and make sure to stay within your price range.

naramata bc real estate

Income Stability

Another important thing to consider when buying Naramata BC real estate is your income. Some people feel that if they are making quite a bit of money, they can immediately go into real estate, or into a larger more expensive home. But you need to make sure you finances are in order and you’re financially stable enough to make this decision.

The Real Estate Market

Once you have passed the above steps and are ready to look into houses for sale, your next step is to find the property you like. Once you have done that, check the prices of the homes in the same area. If your finances are in order and the costs of the homes around you have gone down, then it’s the perfect time to buy. If you see the homes rise in cost, it may be a good idea to wait a little longer to make the purchase.

These are just a few things you need to consider before making that investment. For more information about real estate or if you’re planning to move, contact Lyndi Cruickshank today.

Tips for selling Naramata Real Estate for Sale this winter


Winter is now upon us in the South Okanagan, and though it looks like we may have a green Christmas, that doesn’t mean we won’t get snow after the holiday season this winter. Once the snow hits, there are some things you need to know when preparing your home for the Naramata BC real estate market this winter.

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Shoveling the driveway and walkways

When selling real estate the exterior of your home is of course one of the most important things, and when trying to sell your house in the winter, it is important it looks its best. Make sure you shovel the driveway and any walkways leading up to, or around the house. Also brush any snow off of window sills and scrape any ice off of the windows. Potential buyers will want to see in and out of the windows of your home.

Turn on all lights

With the shorter darker days if winter it is important to make your home as bright as possible. Turn on all exterior lights, including the Christmas lights if you have hung them up. Inside the home make sure to also turn on all lights. You don’t want your viewers struggling to see certain parts of your home in the darkness.

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Turn on the Heat

The temperature of your home is very important when trying to sell your home during the winter months. When you have people viewing your home you want them to feel warm and comfortable, which also means they will stick around longer. If you have a noisy furnace you will want to make sure the home is warm before they arrive, so that you can turn the noisy furnace off during the viewing.

Setting the Mood

With the snow outside and a warm fire in the living room, the winter is one of the most beautiful and cozy times of the year. You can use this to your advantage when people are viewing your home. Have a fire going in any room that has a fireplace, candles lit, the windows open showing the gorgeous winter landscape, and even have coffee and treats laid out.

These are just a few tips on preparing real estate in Naramata BC this winter. For more information contact your South Okanagan real estate experts, Lyndi Cruickshank & Associates today!

Tips for buying Penticton BC real estate for the first time


If you’re looking to buy Penticton BC real estate, this article may help to make things a little easier. Buying a home can be tricky and confusing, whether you’re buying your first home or your third. Between finances, the market, and other many things you need to do, it can be come very overwhelming.

 

Penticton BC real estateCredit Check

Checking your credit is one of the first things you should do when thinking about buying a home. If your credit score is low, then you’ll want to start taking the necessary tips to increase your score. Speak with a professional and they can teach you the best ways to prioritize your payments and the best ways to improve your score.

 

 

Penticton BC real estateDo your research

If you have a specific neighbourhood in mind it is always good to do some research on that area before hand. Check the price of the listings both active and sold, check the average days on the market and the average price of each sold listing. It is best to speak to a real estate agent to get all of this information.

 

Penticton BC real estateThe Costs

There are a lot of costs when first owning a home, so it is best to know everything before going into it. There is of course the mortgage and down payment to purchase the home, but there are also things like property tax, home insurance, etc. Also don’t forget about closing costs, the costs to buy new furniture, yard maintenance tools, etc. Speak to your real estate agent to get a list of all of the items that are going to cost money, not and in the future.

 

Home Search

Now that you have that information, you can work with a Penticton BC real estate to find the right home. Realtors have access to the MLS and access to all listings in the area you want. Give the realtor the list of wants and needs that you desire, so they can give you a list of all the homes that meet your criteria.

 

Home Inspection

The inspection of the home is one of the most important parts of the buying process. When the inspection is taking place, make sure that both you and your realtor are present, and making a list of all of the concerns the inspector may have. Make sure to ask the inspector common issues found in home inspections. Once you have this info your agent can work with the seller on repairing these issues.

 

In conclusion, buying a home can be overwhelming and stressful but it doesn’t have to be. Contact Lyndi for all of your Penticton BC real estate needs.

Episode 7: Sarah Richardson – Buying and Designing: Lessons Learned in Real Estate


In Episode 7 of REAL TIME, award-winning designer, best-selling author and TV icon Sarah Richardson shares lessons learned during an incredibly successful career buying and designing homes – everything from the value of using a REALTOR® to making the most of your space on any budget.

Episode 6: Subtej Nijjar – Strategic Advertising in Real Estate


In Episode 6 of REAL TIME, we talk with Subtej Nijjar, partner at Union Creative, the agency behind CREA’s national ad campaigns, about methodologies REALTORS® can employ to better understand their audience, position themselves strategically and stay relevant in periods of change and a hypercompetitive industry.

Episode 6:Strategic Advertising in Real Estate


In Episode 6 of REAL TIME, we talk with Subtej Nijjar, partner at Union Creative, the agency behind CREA’s national ad campaigns, about methodologies REALTORS® can employ to better understand their audience, position themselves strategically and stay relevant in periods of change and a hypercompetitive industry.

Episode 5: Riti Verma & Ben Sweet – Managing your online reputation as a REALTOR®


In Episode 5 of REAL TIME, we’ll join Riti Verma, real estate entrepreneur and CEO of RankMyAgent.com—with input from REALTOR® Ben Sweet—to discuss the importance of managing your online reputation as a REALTOR®. We’ll look at the impacts of online reviews, tips to get started, and how to ensure a positive experience to land and keep happy clients.

Episode 5:Managing your Online Reputation as a REALTOR®


In Episode 5 of REAL TIME, we’ll join Riti Verma, real estate entrepreneur and CEO of RankMyAgent.com—with input from REALTOR® Ben Sweet—to discuss the importance of managing your online reputation as a REALTOR®. We’ll look at the impacts of online reviews, tips to get started, and how to ensure a positive experience to land and keep happy clients.

Episode 4:A Conversation About Real Estate in the Age of COVID-19


In response to current conditions, businesses and REALTORS® need to react to a new world, though temporary, where human interaction is limited or discouraged. The real estate industry, built on relationships, will be significantly impacted. But within adverse conditions come opportunities and new human behaviours. For REALTORS®, maintaining a personal connection is crucial.

The CREA REAL TIME podcast provides an opportunity to give REALTORS® insight into how they can transform to be more adept in a digital retail environment.

Representatives from various levels within the industry provide guidance, clarity and give CREA members real world tools to implement.

Episode 3:Steve Murray – REALTORS® and the Timeless Currency of Trust


In Episode 3 of REAL TIME, we talk with Steve Murray, president and co-founder of REAL Trends, about the foundational elements of real estate – what’s changed, what hasn’t – and how trust and communication continue to play a vital role in safeguarding REALTOR® success.

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