Are you planning on investing in Naramata BC real estate? If so, there are a few important things to consider before making the final decision.
You credit score is one of the most important things when it comes to buying real estate, as it will determine the interest rate you’re eligible for when applying for a mortgage. Make sure to check your credit score before applying as you only want to do this when your score is high. If you apply and are approved with a lower score, you may end up paying much more in interest rates.
Determine your Goals
Everyone has different goals and idea when it comes to buying houses. Some may be looking for something more private away from town, others may want to live right in the heart of it all, and others may be looking for commercial property. So make sure you determine what those goals are before purchasing, and make sure to stay within your price range.
Another important thing to consider when buying Naramata BC real estate is your income. Some people feel that if they are making quite a bit of money, they can immediately go into real estate, or into a larger more expensive home. But you need to make sure you finances are in order and you’re financially stable enough to make this decision.
The Real Estate Market
Once you have passed the above steps and are ready to look into houses for sale, your next step is to find the property you like. Once you have done that, check the prices of the homes in the same area. If your finances are in order and the costs of the homes around you have gone down, then it’s the perfect time to buy. If you see the homes rise in cost, it may be a good idea to wait a little longer to make the purchase.
These are just a few things you need to consider before making that investment. For more information about real estate or if you’re planning to move, contact Lyndi Cruickshank today.
Winter is now upon us in the South Okanagan, and though it looks like we may have a green Christmas, that doesn’t mean we won’t get snow after the holiday season this winter. Once the snow hits, there are some things you need to know when preparing your home for the Naramata BC real estate market this winter.
Shoveling the driveway and walkways
When selling real estate the exterior of your home is of course one of the most important things, and when trying to sell your house in the winter, it is important it looks its best. Make sure you shovel the driveway and any walkways leading up to, or around the house. Also brush any snow off of window sills and scrape any ice off of the windows. Potential buyers will want to see in and out of the windows of your home.
Turn on all lights
With the shorter darker days if winter it is important to make your home as bright as possible. Turn on all exterior lights, including the Christmas lights if you have hung them up. Inside the home make sure to also turn on all lights. You don’t want your viewers struggling to see certain parts of your home in the darkness.
Turn on the Heat
The temperature of your home is very important when trying to sell your home during the winter months. When you have people viewing your home you want them to feel warm and comfortable, which also means they will stick around longer. If you have a noisy furnace you will want to make sure the home is warm before they arrive, so that you can turn the noisy furnace off during the viewing.
Setting the Mood
With the snow outside and a warm fire in the living room, the winter is one of the most beautiful and cozy times of the year. You can use this to your advantage when people are viewing your home. Have a fire going in any room that has a fireplace, candles lit, the windows open showing the gorgeous winter landscape, and even have coffee and treats laid out.
These are just a few tips on preparing real estate in Naramata BC this winter. For more information contact your South Okanagan real estate experts, Lyndi Cruickshank & Associates today!
If you’re looking to buy Penticton BC real estate, this article may help to make things a little easier. Buying a home can be tricky and confusing, whether you’re buying your first home or your third. Between finances, the market, and other many things you need to do, it can be come very overwhelming.
Checking your credit is one of the first things you should do when thinking about buying a home. If your credit score is low, then you’ll want to start taking the necessary tips to increase your score. Speak with a professional and they can teach you the best ways to prioritize your payments and the best ways to improve your score.
Do your research
If you have a specific neighbourhood in mind it is always good to do some research on that area before hand. Check the price of the listings both active and sold, check the average days on the market and the average price of each sold listing. It is best to speak to a real estate agent to get all of this information.
There are a lot of costs when first owning a home, so it is best to know everything before going into it. There is of course the mortgage and down payment to purchase the home, but there are also things like property tax, home insurance, etc. Also don’t forget about closing costs, the costs to buy new furniture, yard maintenance tools, etc. Speak to your real estate agent to get a list of all of the items that are going to cost money, not and in the future.
Now that you have that information, you can work with a Penticton BC real estate to find the right home. Realtors have access to the MLS and access to all listings in the area you want. Give the realtor the list of wants and needs that you desire, so they can give you a list of all the homes that meet your criteria.
The inspection of the home is one of the most important parts of the buying process. When the inspection is taking place, make sure that both you and your realtor are present, and making a list of all of the concerns the inspector may have. Make sure to ask the inspector common issues found in home inspections. Once you have this info your agent can work with the seller on repairing these issues.
In conclusion, buying a home can be overwhelming and stressful but it doesn’t have to be. Contact Lyndi for all of your Penticton BC real estate needs.
If you’re in the market to purchase Penticton BC real estate or Naramata BC real estate, and with winter fast approaching it’s important to know some key elements of buying real estate in the winter. Many people put their buying needs on hold during the winter months, but there are actually some positives of buying in the winter, and here are a few of them.
Fewer competition in the market
A lot of people out there have either read or been told not to buy real estate in the winter, so because of that there is less competition on the market. Meaning there will be better deals out there because demand is much lower.
Lower housing prices
Housing prices on the Penticton BC real estate market are going to be a lot lower during the winter, because as mentioned above, there is less demand.
More motivation from sellers
Because there are less people looking to buy Naramata BC real estate, sellers are going to be much more motivated to sell their homes. During the winter months sellers are more willing to be flexible on the selling price, and other costs associated with the sale of their home. Because of this Penticton BC real estate agents always recommend selling during the spring and summer.
Not as many multiple offers
Because there are fewer people on the market this time of year, the number or multiple offers on a house will be much lower. This will give you as the buyer the upper hand over sellers.
In conclusion, buying a home this time of year is normally avoided by people and realtors, but there are some advantages. If you’re looking to buy real estate for sale in Penticton BC this winter, contact Lyndi Cruickshank today!
The fall season is upon is in Penticton, which means if you’re looking to sell your home, you’ve got some work to do! Here are a few tips on what you’ll need to do to get your home ready.
Everyone loves fall for the change in atmosphere and the beautiful colors on the leaves, but unfortunately to potential buyers, this will just make your yard look messy. You will need to make sure you stay on top of the fallen leaves and make sure they are raked and properly stored away. Also trim those trees or bushes near windows, so that the view from the windows is not blocked. When people are looking for Real Estate for Sale in Penticton BC, the exterior is their first impression of the home, so follow these steps to make sure it looks its best.
Make those windows sparkle
The dry summer mixed with wind can create a lot of dirt and dust on your windows. Buyers will notice this when looking out the windows, and you want their experience to be as good as it can be. So make sure you clean those windows so well that they won’t even be able to notice the glass there.
Chimneys can accumulate a lot of dust from not being used through the summer. You will want to make sure you clean the chimney thoroughly before use in the fall. It may be wise to hire a professional.
Set the Mood
As per our last point, setting the mood for a cold autumn day can really help to keep the viewer happy while viewing your home, and make them want to stick around longer. Light up the fire place, as well as some nice scented candles with a nice autumn smell.
More often than not you’ll see empty lots and acreages for sale that look just bare and unappealing, but there are actually some things you can do to when listing your Penticton acreage for sale, and we’re going to break it down for you.
Look and maintenance
Make sure your acreage is well maintained as people will notice if it’s look wild and untamed, meaning they would have a lot of work to do. Remove all weeds and mow the grass, planting some wild flowers can also help with the look or your Penticton acreage for sale.
If you have noticed there are builders working in your area, speak with them about the acreage. Yehy may be interested in building on it as their resources are already nearby.
Speak with your neighbours
Speak with your neighbours to see if they’re interested in your land. Many people would consider expanding their land, but have never had the opportunity to do it.
When selling Penticton BC Real Estate you’ll want to make sure your listing is found everywhere. Speak with your realtor to ensure it is on their website, their brokerages website, realtor.ca, and any other real estate or local directories.
Believe it or not a lot of people don’t show their property to people as they think it is a waste of time, as the viewers can just see it by driving or walking by. This is a huge mistake, as people will want to stroll through the entire acreage to get a good look at everything, and they’ll want to know where the property lines are.
When selling Penticton BC Real Estate some people look into making some last minute improvements to their home before selling. These improvements can really help to sell your home, and we have put together a list of some of the things you can do.
A messy looking yard is a deterrent to people viewing your home, so you’ll want to make sure you clean up any kids or dog toys. Also make sure you do some landscaping and the plants and trees are trimmed and look good. It shows potential buyers that you have taken the time to care for the home.
Update the kitchen
The kitchen is one of the biggest selling features of any home and after years of wear and tear the kitchen can sometimes use an update. Stainless steel appliances like the fridge and stove, as well as the countertops, can start to look old, dirty, and used up.
For stainless steel appliances you can use stainless steel whipes, or even use natural vinegar. Also use a great multi-purpose cleaner for the countertops. Also if your budget allows it, it may be helpful to replace the cupboard and drawer handles.
Consider the Bathroom
A lot of people when selling Naramata Real Estate for Sale they also consider updating the bathroom, as you want to make sure it looks the best it can.
Make sure when cleaning you remove all mold and soap scum. You don’t need to spend a lot of money on high end cleaning products. Combining salt and lemon juice can work as a good cleaner for tiles and grout. Some drains can leave a nasty odor, and you can eliminate this just buying pouring lemon juice down the drains.
Lastly, make sure you clean the cupboards and drawers in the bathroom and make sure they do not have an odor.
The flooring is another important thing that potential buyers will look at. If you have old dingy carpet there will be an odor, and people will pick up on this. Think about replacing the old carpet with hardwood floors or tiles. Make sure you shop around and find the best deal you can.
If you already have hardwood or tile flooring, you can look into getting them cleaned and refinished.
If replacing the carpet is not within your budget, the cheapest option would be to hire a professional to give the carpet a deep clean and fresh look.
Real estate agents have an obligation to do everything they can, and utilize every tool in the arsenal to sell your home. As the home owner you need to be sure that your Penticton BC Real Estate agent is doing that, as you are putting your trust and your home in their hands. Here is a list of just a few things your agent should be doing for you.
Doing a proper home e valuation and pricing your home on the market correctly is one of the most important things your realtor should be doing for you. When listing Real Estate for Sale in Penticton BC some agents will take the easy way out and just price the home to whatever the seller wants, but a good realtor will use all of their knowledge of the industry to make sure your home is priced correctly.
Another very important thing your agent should be doing is marketing your home to the best of their abilities. Make sure that your agent is taking great photographs of your home, and editing them to look the best they can. We can’t expect every agent to be a professional photographer, so if you’re not happy with the agents photos express that to them, and ask that they hire a professional.
Also make sure that your agent has added your listing everywhere on the internet. The listing should be showing up on realtor.ca, their website, their brokerages website, and all over their social media. Most people looking for Real Estate for Sale in Penticton BC are going to be using the internet, so those places are key to selling your home.
Unfortunately there are some agents out there that will take on a client, and barely speak with them throughout the home selling process. As you have hired them to represent you in selling your home, you have a right to know everything that is going on. Do this by making sure your agent is communicating with you regularly with everything, especially any feedback they have received regarding your home and any potential sales.
It is not uncommon for some mistakes to be made when selling your home, whether it was a decision made by the home owner, or the realtor, some things can slip through the cracks. However there are some bigger mistakes you really want to avoid when selling your home on the Penticton BC real estate market.
This one is crucial, as the photography of your home is the first impression anyone online is going to get of your homer, and online is where most people are going to see your listing. Some people or agents sometimes activate the listing with no photos or bad photos, and think it’s ok as they are going to update the photos soon. This is bad practice, as your listing may get many views before you have a chance to update the photos, and the bad photos can leave a bad first impression.
Showing the home
This is another crucial point, and believe it or not, a lot of people will list their home and not allow it to be shown for at least 2 weeks, for a variety of reasons. This can have a negative impact as statistics show that most of the showings that are going to happen are going to occur within the first week, as your home will be listed as a “New Listing” and will get lots of attention.
Once the status of a “New Listing” starts to fade away, so do the showings, so make sure the home is ready to be shown as soon as it is activated.
Some people like to try and list their home for much more than it is actually worth, and when people are searching for Real Estate for Sale in Penticton BC, they are going to be looking at your competition as well. If your home is not competitive on the market, you are going to lose a lot of potential buyers. Make sure you work with your realtor to ensure a proper home evaluation is done.
If you’re looking to sell your home on the Penticton BC real estate market, updating or renovating your kitchen can increase the value of your home, and attract potential buyers. It is of course difficult to remodel a kitchen to attract people you’ve never met, but here are 5 design tips you can use when remodeling your kitchen.
A simple design
When you’re designing and remodeling a kitchen to sell your home faster, you’re basically redesigning it for someone else’s taste, so it is wise to use a simple design. You don’t need to worry about things like crazy accessories, extra storage, crown molding, or expensive drawer knobs. Those things can easily be added or replaced after the home is purchased, and aren’t the major selling points of the new kitchen.
You’ll want to stick with vintage or plain style cabinets and just the standard drawer size. This simple design won’t appeal to everyone, but also gives the potential home owner lots of options to work with in the future.
Choosing the right colors palette
When redesigning your kitchen it is important to use neutral colors. The most popular colors are beige, brown, and white. White cabinets work well with basically any design and color palette, and also give the kitchen a much more open look. These colors appeal to buyers of all ages, compared to the more trendy colors.
Function is important
When people are looking to invest in Naramata Real Estate for Sale, they may love the look of the kitchen, but it also needs to function properly as well. The style can always be changed over time, but the buyer needs to be able to imagine themselves working in this kitchen for a long time. If you have the space when redoing the kitchen try adding an island, or a breakfast nook.
Countertops can be one of the largest expenses when remodeling your kitchen, so you want to choose the material wisely. You may want to go with laminate countertops over stone, as they are much more affordable and come in many different styles.